Disable Windows Scripting Host(WSH)

The majority of viruses recently have been email-based. They are often written in VBScript which is a scripting language used to automate tasks without user intervention (or perhaps, one even knowing the script is running). Microsoft built the Windows Scripting Host (WSH) as an application to run vbscript programs. It ships as an integral part of Windows 2000 and Windows XP. WSH is also included when one downloads Internet Explorer 5. WSH can be used to get access to the Windows commandshell, file system, and registry. Lots of people know vbscript. Its complexity is low, at least, the complexity to write virus code.

To find out if the Windows Scripting Host is enabled on your PC:

* Click Start | Run | cmd
* Type wscript in the command shell

If its enabled, the Windows Script Host Settings dialog box will poppup.

You can protect yourself from these malicious programs if you have up-to-date antivirus code resident. This is becoming an absolute requirement in corporate environments. If you don't have that level of protection, you might want to block the vbscripting threat by disabling the Windows Scripting Host which is the agent that executes the .vbs files. There are several methods which are compatible for Windows NT / Windows 2000 and Windows XP:

* Rename or delete the WSH executable : wscript.exe
Its normally found in the system32 folder.
* Block WSH from executing .vbs files by removing the file association
o Right-click My Computer
o Select Open from the menu
o Select the View tab
o Select Options
o Open the File Types tab
o Select VBScript Script File from the list of file types
If its not there, then WSH is not installed or has been disabled. If its there
o Click on the Remove button to remove the ability of WSH to run .vbs scripts.
o Another alternative if you want to know when a script has been activated, you can use the Edit button to change the default action for .vbs files from Open (running) them to Edit . That is open script in Notepad.
* Dynamically disable / enable WSH using Symantec's Noscript.exe freeware program.
* Disable scripts using freeware AnalogX Script Defender program. AnalogX Script Defender will intercept any request to execute the most common scripting types used in virus attacks, such as Visual Basic Scripting (.VBS) and Java Script (.JS). It can even be configured to intercept new script extensions as needed! It's very simple to use and helps to ensure that you do not inadvertently run a script no matter what email program you use, or even if you get it via another method.

Source

Understanding Debt and Debt Consolidation

When you hear the word “debt consolidation,” what is the first thing that comes into your mind? From word debt itself, you may think of it as something that is easy to get into but difficult to get out of. Before we give the definition of debt consolidation, let us discuss first how a person gets into debt. We simply can say that it is a way of life. Governments, multinational corporations, small businesses, families, and individuals have all come to accept debt as normal.

Pride often creates debt, and debt creates strain. Strain leads to other difficulties. So how does one live in a world that is debt oriented and, at the same time, stay out of debt? Credit cards can be easily acquired. Over the spectrum from loan sharks to respectable banking institutions, there are millions of successful, aggressive persons who are in the business of selling Money.

Many formulas exist to define an acceptable ratio of debt to income. But these vary so much that many have little meaning. For instance, some economists feel that a family may comfortably allocate 30% of gross income to pay for shelter. This is for mortgage payments or rent. However, this formula may not be feasible for the very poor. So, general formulas are often too vague. The whole problem of debt control is better considered on a personal level.

Debt Management
Debt management is the key to a positive outlook on debts. First, you should establish a working relationship with a reputable bank. Second, you must know how to pay off your debts in some organized way. For example, a bank may suggest a “debt consolidation” loan.
The word “debt” means the amount of money or something of value that is borrowed from a person referred to as a debtor. Usually, a debt that is borrowed carries some type of penalty along with the payback such as an interest, or service. On the other hand, “consolidation” means the combining of separate companies, functional areas, or product lines, into a single one. It differs from a merger, in that a new entity is created in the consolidation.
Therefore, “debt consolidation” is the process of bringing all debts together and then paying them through a single loan, or simply replacing multiple loans with a single loan. It is a strategy often used by consumers to better manage their debt problems. Instead of paying off several separate bills each month, a consumer consolidates his debts with a financial institution to arrange for one lower monthly payment extending over a period of time.

Debt management includes the ability to reject them. But if it is really a need and you decided to pay it through consolidation, then be sure to consider the interest rate and the length of time over which the consolidated debt is to be repaid. It may usually mean smaller payments over a longer period of time; but you should not be tempted to use the debt consolidation to borrow “more” money

PhotoShop Tricks 1

If You are a Passionate Photographer like me, Then my this tricy post is gonna help you a alot.
I am not an Professional, so after my lovely photo session, i need to use to Edit them with Photoshop. Earlier I was not familier with Photoshop. i need to hire an Photoshop Expert which takes nearly 300-400 Rs. per session

One Day my Friend Suvonil told me about Vertus, They have Developed a photoshop Plugin Which is very Easy to use. even for few hard task like Removing people from varied backgrounds they have Few photoshop tutorials.

Now Instead of hiring some professional, I personally do Photoshop Masking At my place.
So thanks To Suvonil and Vertus

Easy Conference Calling

Its true that distance is a factor which cannot be terminated practical life. But thanks to Telephone, mobiles, internet and other telecommunication services . Nowadays conference calls are more effective as it also helps to save time and money apart from wide distance coverage. But they may seem to be expensive. Log on to Conferencegenie which is the most popular Conference Call service providers in these days.

Conferencegenie.co.uk provides such services free of costs. In addition to this it also provides some extra facilities for their customers like 24X7 support, privacy and others. So you can definitely become a customer of their Audio Conference services.

You do not need to register a call conference room number.You only need to tell the participants of the call. When you dial into the call, They will automatically create the conference room for you.
Damn Easy